Take the payment anywhere
In store, online, or by message. One account behind all of it, and never a wallet for you to manage.
See it work, right here
This is the real flow, not a diagram. Set an amount, pick a coin and watch the payment scan, screen, convert and settle. Nothing is charged.
From the souk counter to the closing table
Retail, real estate, gold, hospitality and the banks that serve them. Same rail, same screening, same AED payout.
See who we servePricing that matches you
Everything you need to take your first crypto payment today. No monthly fee, no lock-in.
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For merchants running volume across counter, checkout and links, with a team behind you.
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Frequently asked questions
Everything merchants ask before their first payment. Our help center covers the rest.
A point of sale that fits in a pocket.
Built for counters, markets and retail floors where the queue doesn't wait. Hand a staff member a login and they're taking payments in minutes.
Trained in ten minutes
Open the app, enter the amount
One screen, one keypad. No menus to learn and no mode to switch into.
Turn the terminal to the customer
They scan the QR from whatever wallet they already use, no app to download.
ATX Shield screens and converts
Fraud and sanctions checks run before the payment is accepted, at a locked rate.
Both screens confirm
The sale closes at the counter and the amount joins today’s AED payout.
Supported wallets
Any wallet that scans a QR code or signs a WalletConnect session works. Custodial, self custody or hardware.
Get started
Crypto payment, inside your checkout.
One integration and the customer never leaves your store. Orders flip to paid on their own, webhooks do the watching.
Get the plugin
Install it where you already sell
Official plugins, or the REST API for anything headless.
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Supported wallets
Any wallet that scans a QR code or signs a WalletConnect session works. Custodial, self custody or hardware.
Get startedGet paid by sending a message.
No storefront, no terminal, nothing to integrate. Create a link, send it however you already talk to your customer, and watch it settle in AED.
A link is the whole integration
Create a link with amount and reference.
Send it by message or email.
They pay in the coin they hold.
You get notified instantly.
Good to know
Supported wallets
Any wallet that scans a QR code or signs a WalletConnect session works. Custodial, self custody or hardware.
Get startedBuilt for the trades the UAE actually runs on.
A corner shop taking AED 40 and a broker closing AED 4 million use the same rail. Every payment is screened by ATX Shield, converted at a locked rate and paid out in dirhams to a UAE bank account.
Sectors
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{{ sec.use }}Plug ATX in and offer crypto acceptance to your own merchants.
Banks, exchange houses and payment providers connect once through our API and pass crypto acceptance to their merchant base under their own brand. ATX runs the screening, conversion and reconciliation behind it, and funds settle in AED through the licensed rails you already use.
Every payment is screened before it becomes your money.
Shield checks the sending wallet against sanctions lists and known illicit activity in real time, then scores the transaction. Clean funds convert, anything flagged is stopped and reported. A gold dealer, a broker and a corner shop all get the same compliance record.
- ✓Sanctions and watchlist screening on every sender
- ✓Wallet risk scoring before funds are accepted
- ✓Audit trail your finance team and auditor can read
Not sure where your business fits?
Tell us how you take payment today and we will map it to the counter, the checkout or a link.
Built on trust,
open to what comes next
ATX Pay is a crypto payment gateway built for merchants in the UAE. Businesses accept Bitcoin, Ethereum and stablecoins from customers and receive dirhams in their bank account the same day, never holding crypto, never managing a wallet, never carrying volatility risk.
About us
Founded in Dubai, ATX Pay brings together payments engineering, compliance and design in one company. That combination is the reason a corner shop and a property broker can use the same rail with the same confidence.
Today we serve merchants across retail, real estate, bullion, hospitality and professional services, and we give banks and payment providers the infrastructure to offer crypto acceptance under their own brand.
Mahmoud Atatreh
Mahmoud founded ATX Pay on a simple observation: customers in the UAE were ready to pay in crypto long before merchants had a safe way to accept it. He set out to build the missing piece, a gateway that hands the merchant dirhams and keeps the complexity, the screening and the risk on our side of the line.
He leads the company from Dubai, working closely with banks, regulators and licensed settlement partners so that every payment ATX accepts stands up to scrutiny, and with merchants on the floor, because the product only counts if the person at the till can use it.
“A merchant should never have to learn crypto to get paid in it. That is the whole product.”
Mission
Make digital money ordinary at the point of sale. Every payment screened, converted and settled in AED, so accepting crypto is a business decision rather than a technical one.
What we stand on
Five commitments that decide how the product is built and who we work with.
Privacy policy
How ATX Pay collects, uses and protects information when merchants and their customers use our payment services.
Last updated August 2026
What we collect
Merchant account details, trade licence and ownership information required for onboarding, plus transaction records: amounts, timestamps, wallet addresses and settlement references. For paying customers we hold only the data attached to the payment itself.
Why we hold it
To operate the gateway, to run sanctions and risk screening on incoming funds, to settle dirhams to your bank, and to meet record keeping obligations that apply to regulated payment activity in the UAE.
Who we share it with
Licensed conversion and settlement partners, banks receiving your payout, screening providers, and authorities where the law requires it. We do not sell data and we do not share it for advertising.
How long we keep it
Transaction and compliance records are retained for the period required by applicable UAE regulation. Account data is deleted on request once those obligations no longer apply.
Security
Data is encrypted in transit and at rest. Access is limited to staff who need it, logged, and reviewed. ATX never holds merchant funds and never stores private keys.
Your rights
You may request a copy of the data we hold about you, ask for corrections, or ask us to delete what we are not required to keep. Write to privacy@atxpay.ae and we will respond within thirty days.
Changes
If this policy changes we update this page and note the date above. Material changes are communicated to merchants directly.
Risk disclosure
What merchants should understand about accepting digital assets through ATX Pay before they switch it on.
Last updated August 2026
Price movement
Digital assets move in price. ATX quotes a rate that is held while your customer pays; if payment does not arrive inside that window the quote expires and a new rate applies. Merchants who choose to hold crypto instead of converting carry the price risk themselves.
Settlement timing
Converted payments settle in dirhams within the same day under normal conditions. Bank processing windows, public holidays and additional compliance review can delay a payout.
Network conditions
Blockchain networks can congest or halt. A delayed confirmation is a property of the network, not of the gateway, and neither ATX nor the merchant can accelerate it.
Irreversibility
Blockchain payments cannot be reversed. Refunds are made as a separate outgoing payment at the rate applying at that time.
Screening outcomes
Incoming funds are screened before conversion. Payments linked to sanctioned or high risk sources may be held or rejected, and ATX may be required to report them.
Regulatory change
Rules covering digital assets in the UAE and elsewhere continue to develop. Changes may affect which assets we support, which merchants we can serve, and how funds are settled.
No investment advice
ATX Pay provides payment infrastructure. Nothing on this site is investment advice or a recommendation to buy, hold or sell any digital asset.
Money is checked before it becomes yours
Shield sits in front of every payment ATX accepts. It screens the sender, scores the risk and clears the funds before conversion, so what lands in your account is money you can bank without a second thought.
Six checks on every payment
From wallet to bank, in four moves
Screening runs in the seconds between the customer confirming and the till showing paid.
Payment arrives
The customer sends from any wallet on any supported chain. Nothing is credited yet.
Sender is screened
Sanctions lists, wallet history and risk indicators are checked in real time, typically inside a second.
Decision
Clear payments continue to conversion. Anything flagged is held for review, and you and your customer are told immediately.
Converted and settled
Cleared funds convert at the locked rate through licensed partners and settle in AED within the same day.
Accept crypto.
Bank in dirhams.
POS app, pay links and checkout. One contract, one daily AED payout.